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Nelson Minar
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E*Trade is making news with a new product, a
portable
mortgage. Usually if you sell the
house the loan is paid off. With portable mortgages you can take
the loan with you, including the incredibly low 5.875% interest rate.
I bought my first house last year after calculating just how good a deal a home loan is. Now 16 months later I'm already refinancing, saving hundreds of dollars a month just by signing some papers. It's crazy. The bad news is if we have a long deflationary period I'm going to feel real dumb holding all this debt. Or if we have a major earthquake, or if the insane San Francisco housing market finally collapses, or.. I've never felt so much like an adult as when I signed the loan papers. |
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